Health
There are many factors that go into choosing the right health care coverage for you and your family. We want to make sure you can understand your options, the enrollment process, and managing the plan you select because staying healthy is important. Our mission is to help you get the care you need, when you need, and at a price that you can afford. Services Include: Health, Dental, and Vision.
Auto
The budget is a big factor that will help you to determine the best auto insurance. It’s important to consider what advantages you’ll gain from the auto coverage you select. Auto insurance protects not just your car, but also your financial liability as well. If you get into an accident without insurance, you could potentially be paying thousands of dollars in damages and injuries to the other party. Auto insurance doesn’t only protect your car if you get into an accident. It also protects you — from medical expenses and legal consequences. Car insurance can also protect your vehicle from falling objects, fire, or theft.
Life
Life insurance provides protection in your time of need whether its replacing lost income, paying off debt or covering funeral expenses - it is a great choice. Understanding life insurance can help you plan for your family’s long-term financial needs. We are here to help determine how much protection you need, educate you on the financial tools available, and identify if term, whole or universal life insurance works best.
Home
Home insurance protects one of the biggest investments you’ll make: Your home. However, this investment can be negatively affected in a matter of minutes if there’s a fire, personal injury to others or natural disaster. That is why so many homeowners invest in home insurance. This insurance is meant to come to the rescue in these times of crisis. There are three basic levels of coverage: actual cash value, replacement cost, and extended replacement cost/value.
Here are a few reasons why having insurance is the right choice.
- Home insurance policies cover destruction and damage to a residence's interior and exterior, the loss or theft of your belongings, water damage, personal liability for harm to others, broken windows, and medical bills for you and your family.
- A home insurance policy covers much more than damage. Additional coverage types within a policy can save you from financial disaster (e.g., additional coverages for valuables, antiques, equipment, and other expensive possessions).
- In the event of damage due to fire, hurricanes, lightning, vandalism or other covered disasters, your insurer will compensate you so your house can be repaired or even completely rebuilt.
Simply put, if you have an Air Conditioner (AC) and it caused water damage in your home, a home warranty plan could cover the cost of fixing the AC unit while a home insurance plan could cover the cost of fixing anything that was damaged by the water.
